11.08.2025

“In” Accounts: Bank of Russia approves regime and opening procedure for foreign investors

“In” Accounts: Bank of Russia approves regime and opening procedure for foreign investors

The Bank of Russia has approved the regime for special “In” accounts and the procedure for opening them with banks and professional market participants. These accounts are intended for bringing “new money” from foreign investors into the Russian financial market pursuant to Presidential Decree No. 530 of 1 July 2025. The regulator has separately allowed funds to be credited to such accounts from accounts held with foreign banks.

Through an “In” account, foreign investors may place deposits with Russian credit institutions, acquire securities on organized markets and in primary offerings, and transact in instruments of the organized derivatives market. The account regime and onboarding procedures are set by the Bank of Russia and implemented via banks and licensed professional securities market participants.

In practical terms, this creates a dedicated channel for investing fresh funds with a clear access infrastructure and compliance framework. At the same time, the “In” regime applies specifically to newly introduced funds; operating parameters and any restrictions are defined by the Bank of Russia’s acts and the conditions of the specific bank/professional participant. Before transacting, investors should verify KYC/AML requirements and source-of-funds confirmation procedures with their chosen provider.

Sources: Bank of Russia — “In” account regime; Presidential Decree No. 530 dated 1 July 2025.